A woman who defrauded 46 million yen in travel insurance money was arrested, what was her method?
A 45-year-old man was accused of fraudulently defrauding a total of approximately 46 million yen in insurance money by booking flights in China even though he had no plans to board and receiving compensation from his travel insurance every time the flight was delayed. A woman was arrested.
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Woman in China, 45, made S$589,800 by buying insurance on flights she predicted would get delayed - Mothership.SG - News from Singapore, Asia and around the world
https://mothership.sg/2020/06/woman-china-scam-insurance-delayed-flights/
According to reports, the person arrested was a 45-year-old woman. From 2015 to 2019, the woman purchased more than 900 travel insurance policies using the personal information of more than 20 people, including friends and family.
The woman, who had experience in travel services in the past, had a way of obtaining information about flight cancellations and delays, and she said she chose to purchase insurance only for flights that were expected to be delayed. Therefore, the woman applied for ``compensation for flight delays'' included in travel insurance, relying only on flight delay information without ever boarding the plane.
Some Chinese insurance companies did not require that the person in question be on the relevant flight in order to claim ``compensation for flight delays'' included in their travel insurance. Therefore, the woman was able to apply for compensation without using the flight.
In order to choose a flight that was likely to be delayed, the woman thoroughly checked the weather and operation information for the route she was scheduled to fly in advance. Furthermore, if the scheduled flight was not likely to be delayed, the airline was thoroughly refunded the ticket immediately, and it was revealed that up to 100,000 RMB (approximately 1.5 million yen) of insurance money was defrauded on a single flight. I am.
However, on April 29, 2020, Nanjing City Police arrested a woman on suspicion of insurance fraud, and on June 12, ``The arrested woman earned a total of approximately 3 million RMB (approximately 46 million yen).'' announced that there was.
After the woman's arrest, the Chinese insurance company reviewed and updated its terms and conditions and added a rule that ``In order to pay compensation for flight delays, the insured must actually use the flight.''
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