Windows 10-equipped smartphones can make settlement using NFC with VISA, MasterCard, Amex etc.

Microsoft announced that its company held its "WinHEC 2015"For the next smartphone OS"Windows 10"ButNFCYou can pay from the terminal using "Host Card Emulation(HCE) "announced today.

Wireless Networking in Windows 10 | WinHEC Shenzhen 2015 | Channel 9
http://channel9.msdn.com/Events/WinHEC/2015/WHT201

Windows 10 for phone to support NFC payments similar to Apple Pay | Windows Central
http://www.windowscentral.com/windows-10-phone-hci-tap-pay-support

HCE supported by Windows 10 for smartphones is a function used when doing noncontact settlement with NFC from the device, unlike conventional NFC settlement, it is possible to simplify the process involved in settlement while keeping high security, For example, it has the advantage that settlement becomes possible even with the application running in the background.


The card company that supports HCE will be a payment system similar to Apple Pay, which is Visa, Master Card, American Express, touching a Windows 10 equipped smartphone with a card reader to settle it.

On Windows Phone, "Tap to Pay" application for NFC settlement was released in November 2014, but Google is a company called Softcard that is the developer of the same applicationAcquisitionBecause it did, it was clear that service was terminated on March 31, 2015.


Besides Microsoft, Google also supports HCE from Android 4.4, and the spread of HCE is expected to spread in the future.