The insurance premium of the car rises because the driver overtakes the mail while driving

ByPhillip LeConte

Operating mobile phones and smartphones at the time of grasping the steering wheel of an automobile is an act prohibited also by the Japanese Road Traffic Act, but at the end it should be said that the insurance rate of car insurance is raised in the United States It seems to be.

Your Car Insurance Rates Are Going Up Because Everyone Keeps Texting and Driving
http://www.cnbc.com/2017/02/26/your-car-insurance-rates-are-going-up-because-everyone-keeps-texting-and-driving.html

A woman living in Marina del Rey, California, a woman, Valletta Rabey, has taken a procedure to include her daughter 's driving in his car insurance, as her 17 - year - old daughter Nicky got a license. It was a change to the so-called "family insurance plan", but the estimate arrived from the insurance company was 4709 dollars (about 530,000 yen) per year. Of course, Mr. Valletta was very surprised and answered "Nice to believe!" To NBC News "Double amount of money!

It is an event that 530,000 yen is surprised also in the place "twice as much as in the past", but in the current USA there seems to be a situation in which such a phenomenon is not unusual. There is a situation in which the amount of payment for automobile insurance rises in the United States, and the average amount is 926 dollars (about 104,000 yen), which is about 16% increase since 2011. And, as expected, most of the expectations are that attention is distracted by operating smartphones and the like during driving, and it is said that there are increasing cases where accidents occur due to forward negligence and so on.

ByRefreshment_66

Currently, in the United States, 40,000 people lose their lives due to traffic accidents annually. This is a sharp increase of 14% in one year from 2014, but this increase rate is the most rapid in the past 53 years. And it is clear from the investigation of the Department of Transportation Road Traffic Safety Department that the accident occurred in 2015 is about 9% due to driver's carelessness. Mr. Chris Mullen of "state farm insurance", America's largest non-life insurance company, said that "Now," E-mail is the main and driving is secondary "on this matter.When holding the steering wheel, It is not easy to let the driver do it, "he told NBC's interview.

Also, this phenomenon is not seen only in young people. In the survey by state farm insurance, 36% of the drivers of all ages have experienced e-mails while driving. And this kind of trend is causing insurance premium rate to rise. Robert Heartwig of Center for Risk and Uncertainty Management at the University of South Carolina said, "With the spread of careless driving, the entire American is supposed to pay high insurance. There is no other reason to explain the cause, and the driver who was doing such driving does not admit that fact, so the cost of the whole insurance will rise.All of us are careless It is a victim of driving. "

ByJason Weaver

In fact you can grasp what kind of attention yourself has in a simple way as follows.

In order to work carefully | Safety Drive Hotto NEWS | Tokio Marine & Nichido Fire Insurance


"When you play a game or watching TV, there are things you do not notice when your name is called." "My friends may not notice that they have changed the image of hair style or clothing." "I talked with my friends There is a possibility that safety confirmation and driving operation may not be able to arrive because the more the check items of "There are times when you make a mistake while you are e-mailing while you are making a mistake," the more you choose the "selection and sorting" of attention . Furthermore, "When you do simple work such as clean up, you may get tired quickly." "When you are watching a drama or movie, it gets hazy, you notice the source line of the story when you notice it." The more you check items, the more you can not concentrate on work as you are concerned about the sounds around you, the less focused and durable of attention, the less concentrated you can not keep attention It is sexual.

In addition, "When you operate a smartphone while driving, the collision risk is increased six times (drunk driving is quadrupled)" "When you operate a smartphone while walking, the field of view becomes one twentieth", " It is summarized the terrible scientific facts such as distraction and remembrance ambiguous for 15 seconds from then "Nerve hijacking - if "attention" is deprived"amongDr. Strayer mentioned"If you send and receive mail during driving, even if you intend to return to driving immediately on your own, that is not the case, even though you seem to be physically driving properly, the heart (brain) It is not here, it is still in the mail, it should take another 15 seconds for the mind and body to coincide, it will take the original state. "