Stripe and Advent reportedly made an offer to acquire PayPal for approximately 8.6 trillion yen.
It has been reported that Stripe, a major payment services company, and Advent International, an American private equity firm, have proposed a joint acquisition of PayPal, an online payment services provider, for approximately $53.4 billion (approximately 8.6 trillion yen). If the acquisition goes through, it would create one of the world's largest online payment companies, but PayPal has not yet responded to the proposal, and there is no guarantee that the deal will go through.
EXCLUSIVE: Stripe, Advent offer to buy PayPal for more than $53 billion, sources say | Reuters
Stripe and Advent reportedly offered to buy PayPal for around $53.4B | TechCrunch
https://techcrunch.com/2026/07/15/stripe-and-advent-reportedly-offered-to-buy-paypal-for-around-53-4b/
It had been reported previously that Stripe was considering acquiring PayPal.
Payment service Stripe is considering acquiring PayPal - GIGAZINE
According to Reuters, Stripe and Advent submitted a joint offer in early July 2026 to acquire PayPal shares for $60.50 per share. The total acquisition price is over $53 billion, with TechCrunch reporting it as approximately $53.4 billion. The offered price is about 28% higher than PayPal's closing price just before the acquisition offer was reported.
Furthermore, it is reported that they have secured a commitment from banks to secure approximately $50 billion (approximately 8.05 trillion yen) in loans to finance the acquisition. According to reports, the plan is not to split PayPal after the acquisition, but for Stripe and Advent to jointly own the shares. The two companies made an initial inquiry to PayPal in April 2026 and hope to advance discussions in the coming weeks, but have not yet received a response from PayPal.
Stripe primarily provides payment processing infrastructure to businesses and online merchants, while PayPal boasts over 430 million consumer accounts, as well as the peer-to-peer payment service Venmo. If the two companies merge, they are expected to become one of the world's largest online payment companies, processing approximately $3.7 trillion (approximately 596 trillion yen) in payments annually.
For Stripe, integrating PayPal's user base and payment buttons, along with Venmo's peer-to-peer payment network, could significantly expand its consumer services. It is also expected to increase the number of transactions processed within Stripe's network, thereby reducing the fees paid to external payment networks such as Visa and Mastercard.
Furthermore, Stripe is
Meanwhile, PayPal grew as a pioneer in the digital payments market, but in recent years it has faced intensifying competition from Apple Pay and Google Pay, as well as slowing growth. Its market capitalization, which reached approximately $360 billion (approximately 58 trillion yen) in 2021, temporarily fell to approximately $36 billion (approximately 5.8 trillion yen) in 2026. In the most recent year alone, its market capitalization has decreased by more than 40%.
PayPal CEO Enrique Lores has initiated reforms aimed at simplifying the business structure and restoring growth. PayPal plans to reorganize its business into three divisions: online payments, consumer financial services including Venmo, and payments and crypto assets, and aims to cut costs by approximately $1.5 billion (approximately 242 billion yen) over the next two to three years.
However, analysts have pointed out that PayPal may consider the current offer too low. While Stripe and Advent may raise their offers, none of them have commented on the reports, making the outcome of the negotiations uncertain.
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