Kia and Hyundai's cars are denied insurance due to ``too easy to steal''



A major U.S. auto insurance company has reportedly suspended new insurance applications for some Kia and Hyundai vehicles. In the background, there is a high risk of theft due to the lack of security devices in certain vehicle models of these manufacturers.

State Farm declares Kia, Hyundai models 'ineligible' in Louisiana |

https://www.wwltv.com/article/news/crime/state-farm-declares-105-kia-hyundai-models-ineligible-new-coverage-louisiana-amid-theft-spike-employees/289-300d1cd9- bfb6-46d0-a893-cd96dcfe10d9

These Hyundai and Kia Models Are Blacklisted By State Farm Insurance Over Thefts
https://www.thedrive.com/news/these-hyundai-and-kia-models-are-blacklisted-by-state-farm-insurance-over-thefts

Why you can't insure a Kia — 700,000 public car insurance prices
https://www.coveragecat.com/blog/car-insurance-prices

WWL-TV, a New Orleans, Louisiana-based television station, announced on February 2, 2023 that the Louisiana insurance agency will deal with owners of a total of 105 vehicles manufactured by Kia and Hyundai since January 25. I was told not to.

Below is a list of vehicles subject to transaction suspension, provided to WWL-TV by an employee of State Farm Insurance, an insurance agency called ``America's largest property and casualty insurance''. The table lists a wide range of models from 2015 to 2021, and the text above states that unless an employee confirms the presence of an engine immobilizer , it is not covered.


by obtained by WWLTV

These vehicles are denied insurance because they are prone to theft. From the beginning of 2023, a video showing that some models of Kia and Hyundai can start the engine with just a flathead screwdriver and a USB cable has been circulating on TikTok, etc., and has become a trend as '

Kia Challenge'. I was.

The pattern of 'Kia Challenge' can be seen from 5 minutes and 20 seconds after the start of playback of the following video.

I Stole a Kia With a TikTok Hack-YouTube


This car is Hyundai Elantra 2019 model. 'Actually, I've already been stolen once, so I'm trying to steal the second time this time.'



I use a minus driver in my left hand and a USB Type-A cable in my right hand.



First, remove the cover of the handle part with a screwdriver.



I can't see the work after that because of the mosaic, but the work time in the video was about 15 seconds.



Then remove the ignition cylinder.



The base of the removed cylinder and the shape of the USB cable are a perfect match.



After that, the engine started just by fitting the USB cable into the exposed protrusion and twisting it. According to The Drive, an automotive news site, it takes less than a minute to steal if you can get into the car.



In response to WWL-TV's inquiry, the Louisiana Department of Insurance said it had 'not been notified of the suspension.' However, a spokesperson for State Farm Insurance said in a statement: 'We are aware of the sharp increase in thefts of Kia and Hyundai vehicles from new customers of certain model years and equipment in some states. We have temporarily stopped accepting applications for.This is a serious problem that affects our customers and the automobile insurance industry as a whole.'

If the risk of theft is high, it seems like you can just raise your insurance premium, but in the US, you need regulatory approval to raise your insurance premium. As a result, insurance companies have no choice but to respond by refusing to purchase cars with a high risk of theft rather than raising premiums.

According to WWL-TV, all Kia vehicles from model year 2022 onwards will have an immobilizer. Hyundai also said that all models produced after November 1, 2021 will be equipped with an immobilizer.

To help prevent auto theft, the U.S. Insurance and Crime Administration reminds car owners to lock the doors, close the windows, park in well-lit areas or in garages, and, if they must be stored outdoors, use motion I called to consider installing sensor-type lights.

in Ride,   Video,   Security, Posted by log1l_ks