Users protest the 'Buy Now, Pay Later' feature that will be included by default in Microsoft Edge

Microsoft blames Microsoft's tech community article for planning to integrate the short-term lending feature ' Buy Now, Pay Later (BNPL)' into the genuine browser 'Microsoft Edge' Is attached in large quantities.

Introducing Buy now, pay later in Microsoft Edge --Microsoft Tech Community
https://techcommunity.microsoft.com/t5/articles/introducing-buy-now-pay-later-in-microsoft-edge/mp/2967030

Users revolt as Microsoft bolts a short-term financing app onto Edge | Ars Technica
https://arstechnica.com/information-technology/2021/11/microsoft-plans-to-integrate-a-buy-now-pay-later-app-into-edge/

BNPL works with Zip, a third-party payment service, to enable interest-free installments in some cases. Originally, you can not use the BNPL function unless you sign in to the Zip account, but Microsoft can easily use the BNPL function on Edge by linking the Microsoft account registered in Edge with the Zip account. I made it.

It is pointed out that the 'Buy now, pay later' function is implemented in 'Microsoft Edge' of Microsoft genuine browser, which is an unnecessary function --GIGAZINE

According to Ars Technica, an IT news site, some users negatively evaluate the addition of this BNPL function. One user said, 'I think the integration of these third-party services is overkill. Edge isn't just a browser, it's the default browser for the world's most important desktop operating systems. It's not just the benefits, it's the responsibility to the user. No. Don't spoil your great browser for unnecessary money. '

Another user said, 'You don't need the BNPL feature. You don't need the shopping and discovery features that Microsoft recommends. You should leave these to extensions. Rather, they have minimal resources. I'm interested in a fast, secure browser that I don't use. Edge for Mac is getting heavier and heavier. '

And one user said, 'If you buy a product for $ 35, you will pay 11% of the purchase price per month, which is 250% when converted to an effective annual interest rate. Even exploitative credit cards have an effective annual interest rate of around 40%, 'he said, pointing out that Microsoft could charge very high interest rates.

A Microsoft spokeswoman said, 'We don't charge any fees by linking your Microsoft account to your Zip account,' but how Microsoft can make interest-free installments with the BNPL feature. I avoid mentioning if I'm getting paid.

Ars Technica said, 'The BNPL feature is more about browser security than robbing users. With the BNPL feature, browsers are more likely to be attacked. Potential vulnerabilities that hackers can exploit. This means that more code will have (luxury) characteristics, 'he said, pointing out that forcibly installing the BNPL function will also increase the security risk of Edge itself.