What is the reason why the number of occurrences of bank robbery declined by a factor of 50 and the unexpected aftermath?

The bad guy who thought "I want money" first comes to mind when it comes to attacking banks with a lot of money. As a result, a strict security system is always laid out at banks, but in Sweden the number of bank robberies has declined sharply in recent years. The reason is that there is a change in Sweden's unique society, which is rare in the world, but on the other hand it seems that another new crime is increasing rapidly.

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In 2016, how many times the bank robbery incident occurred in Sweden?TwiceIt was only that. Given that there were 110 bank robberies occurring every year in 2008, it means that the crime has decreased to less than 1/5 in 8 years, and in rare cases in the world it is now rare in Sweden It is exactly what is happening.

The reason why bank robbery has almost disappeared, it is due to cashless penetration in Sweden. Sweden, along with Denmark, is one of the countries with the most cashless progress in Europe. The situation remarkably appears in the cash distribution ratio to GDP, which is only 1.4% in Sweden compared to 7.8% in the US, 10.7% in the euro area, and 19.9% ​​in Japan. In other words, 98.6% of domestic settlements are completed by electronic settlement, real cash such as bills and coins is no longer being used.

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People no longer carry bills and coins of the Swedish currency "Swedish Krona" almost, and only wallets contain credit cards and debit cards. And because cash settlement is not done, cash is not gathering in shops in town like before. Shops listed as "refusal of settlement by cash" are also becoming common in the shop, in Sweden "money" disappears from the town. This situation is accepted favorably by society, and two-thirds of the people said that they can live without banknotes or coins.


In Sweden, cash card settlement has been prevailing, and there was an environment where payment can be made with a cash card everywhere in the town. When buying water at a convenience store, when buying a ticket at a station, and from the situation in Japan, it is surprising, but when you buy a car you can also pay by credit cardNatural circumstancesIt is said that it is becoming. Even more surprisingly, in Sweden it is extremely common to donate money at the church by "credit cards" with electronic money such as credit cards. Under such circumstances, in Sweden soil that accepts cashless conversion into society as a whole was formed.

There seems to be a situation that cashlessization is being promoted in society as a whole. In Sweden 2012, several domestic banks jointly "Swish(Swish) "launched a settlement service using a smartphone. There is a settlement application such as LINE Pay in Japan, but Swish linked with a bank account is a service that you can use it exactly in a sense of cash without having to charge in advance. In Swish, if you install the application on the smartphone, you can instantly make remittance on the spot just by entering the payee's information such as the telephone number of the other party and the amount of money. Swish has steadily penetrated society, and as of February 2018 it is said that 60% of citizens use this service.


It is a Swedish society that has accepted the disappearance of money by making cashless, but what I did not feel comfortable with this situation is a criminal who thinks of taking bad things and taking money. In the past, if you attacked places where money is likely to pick you up, you were robbed of cash, but the circumstance that money can be deprived by advancing cashless has come to be born. This means that there is no meaning to enter a thief, so there is a situation in which the number of occurrences of bank robbery drastically decreases as in the beginning.


However, it seems that the situation has not progressed like "money has not been stolen, and it is a Happy new year." While the number of occurrences of bank robbery declined dramatically, in Sweden robbery cases targeting high value items are on the rise. Nonetheless, for exampleRaid robbed by attacking trucks loaded with large amounts of iPhoneEven if you do, there are many risks arrested with little benefit because the feet stick to some form when cashing, or the commodity value of the terminal becomes zero. Therefore, criminals started to target high-value-added objects that are hard to get legs and trade high in the back society.

One of them is the bird'sOwlis included. "Native North America" ​​and "Eurasian Continent"Colorful owl"Is a big owl that reaches as much as 80 cm in total length. In the market of "Dark Web" which is the back society of the Internet, there are cases where this colorful owl is traded at a high price of 1 million Swedish krona (about 13 million yen) per bird, so in case of criminal target It is said that it is increasing rapidly.


In addition, there are situations that the number of attacks, theft cases, and fraud cases targeted at individuals has increased rapidly. According to a survey conducted by the Swedish criminal prevention committee in 2016, we believe that 15.6% of the citizens were involved in these crimes and said that this figure has reached the highest level in the past ten years. Especially, the electronic fraud case has doubled rapidly in the past 10 years, and the style of crime is also progressing towards electronic cash along with cashlessization.

According to a survey, people tend to work stealing when "physical distance feeling" increases from money. While criminalization is diminished due to cashlessness, criminals' psychology may be working to find another target.