"Get your Shit Together" that you can get a checklist of "what you really need to do" in preparation for sudden death

ByMark Lobo

If a partner who lived together suddenly died, it is not only sad but also sometimes facing a crisis in daily life. Chanel Reynolds, who faced a crisis in various ways when her husband actually died when he was dead, said that the website created as "I must do this before I die"Get Your Shit TogetherYou can download the template to complete the "things to do checklist" and document up to what you have to decide concretely.

Get Your Shit Together | Life and Death Planning: Low effort, high reward.
http://getyourshittogether.org/


There is a link which can download various templates for free on the right side of the website, such as "Checklist" "Will" "Living Will" "Power of attorney" "Details" etc. line up, but at the bottom "Download All" You can download the full template set by clicking on it. While downloading the DOC file · DOCX file, PDF file, I downloaded the PDF file this time.


◆ Checklist (Checklist)
As the name suggests, the checklist is a list of things to do before you die. The template of the downloaded PDF file looks like the following. The list is divided into six categories, "wills", "willing things", "living will", "life insurance", "money", "detailed information", and "personal item" which Get's Shit Together should " It was.


So, what should be considered about the six items "will", "living will", "life insurance", "money", "detailed information" and "personal item" what kind of things are written in the checklist Whether there is a template or what kind of template is prepared from the following.

◆ Will (will)
The checklist of "will" has two items "completes the will", "the written will be signed, certified, keeping a copy in the following place". A detailed list is written under the check item of the former, and if you make a person himself / herself becoming a legal incompetent person, did you make a power of attorney for financial and medical aspects, the guardian or asset of the child who was left It was stated that it was decided on distribution of the item.

The template of the will will also be included in the PDF file, but it can not be used in Japan. There is a way to say "to hire a lawyer and make it" or "to make it yourself" in the will, but nowTestamentary KitYou can buy it in the 1000 yen range, so if you can save time and effort after death at a cost of only a few hours and a thousand yen, you should make it.

◆Living Will (Living Will)
Living Will is an indication of intention of medical care at the end of the term, such as whether to prolong life proceeding in case of an accident. It is a heavy burden that wives, husbands, children, etc. who are just going to the big thing of an important person to decide up to longevity measures instead of the principal. So, beforehand, we need to consider "the state being alive by artificial respiration is" living "for yourself", "what is important to you and what is unacceptable" etc.

In the checklist, do you make a power of attorney in the medical field, talked about your will with family and friends, talked about the desire for funeral or sanitation, what kind of care in the case of a terminal illness It is written in detail, such as hope. Whether or not I signed the document was also properly checked.

In addition, there was also a detailed document of Living Will in the full PDF file. "I want to use / refuse a mechanical ventilator", "I want to take nutrition from the machine / refuse to take it" etc, and the important part is red letters.


◆ Life insurance
Reynolds received insurance money for a while after her husband's death, but he says, "Without this insurance money it would have been completely written." There are various kinds of insurance, so I assumed that my house was purchased or borrowed, how much was the living expenses, the debt, the cost of education for children, how will it become after retirement? You should choose the kind of insurance carefully on above.

Therefore, in the item of insurance in the checklist, "Inspect for life insurance and purchase good things for yourself and your family" "Short term physical disability · Life and insurance in case of long-term physical disability Looking about "is lining up.

Reynolds is particularly concerned about the case of single parent. If there are no people who can depend on the surroundings, children will live by their own power if their bodies are lost or dead. Although it is cruel, it should be considered that the child bears his / her medical expenses, the cost of the funeral, procedures, etc.

About money
Reynolds's life changed completely from "healthy life" to "zero income" after her husband's death. Reynolds couple were not in unemployment insurance and they did not renew their life insurance contract for 5 years, so there was no money to come in immediately. "I would have lost all the life insurance money that came in later, or money was borrowed from friends and relatives," he says of the situation at the time.

By401 (K) 2012

Such a situation is not unusual, and it will fall down to anyone. So, Reynolds says that the current income and expenditure should be cleared for what happens when the worst situation happens, and what is most important in life. In addition, household has debt · Possibility of income in emergency · When it becomes impossible to work due to long-term deposit money · insurance · temporary disability · think about the case where you can not work due to long-term obstacles, talk with your family It is recommended.

In the checklist, "Evaluate your own financial situation, talk with nearby people if necessary," "Establish a draft budget for life and grasp how much it costed each month" "An unexpected event occurred In case, you can suppress expenses of △ dollars in the month "," There is a plan after retirement "" Items are lined up □ Monday to get a yen □ to achieve the budget plan " It is decided to concrete amount of money.

◆ Details (detailed information)
In the checklist on the detailed information was written, "Were you listed passwords, contacts, accounts, personal information that would be needed in emergencies or handed over to someone?" Reynolds seems to be very troubled because her husband 's death can not cancel the password of the mobile phone though he wants to contact his husband' s parents. For official documents such as mobile phones and computer passwords, birth certificates, etc., you need to know bank accounts and credit card information, contact information such as attorneys and doctors who need emergency.

Also, a template to note detailed information was also included in the PDF file. From basic information of yourself you can list bank accounts and various passwords. It is necessary to carefully save it, but if you receive it while living from a partner or family, you will not be bothered by yourself in times of emergency.


In this regard,Google launched "Inactive Account Manager" which can decide the handling of digital property at the time of user deathAnd it is possible to delete all the digital assets or to give to someone else, so it is ant to use such a web service.

◆ Personal items
Personal items include: "Think about how you want the people left behind to do the work left behind" "Tell the people on the job the above contents" "It is truly important to you what you want to do in a different way from people "How did you think about your own energy?" "Does your life stylist really meet your own values ​​and priorities?" Etc ... was written. Even if we talk about my thoughts and hopes with family members and partners, when one thing happens to myself, the other person can become a guide to the decision as "That person said this", and even when there was something in the other party It can be said that it is very important as it can say that.